The Reserve Bank has just announced it will leave the LVR (loan-to-value ratios) restrictions at current levels. The decision was motivated by concerns that low interest rates could “lead to a resurgence in higher-risk lending”, with banks[...]Read More about LVR restrictions are here to stay: four reasons to remain positive
Your home should be your retreat from the world. The place you feel most relaxed, and where you can have everything exactly as you want it. But sometimes things don’t work out quite the way[...]Read More about How to make your home a more relaxing place
Are you daydreaming about what it might be like to own a vacation home – a spot to pop back to whenever you feel like a weekend away? Many of us can relate to this,[...]Read More about Feeling a “bach” vibe? How to buy a vacation home
October was a strong month for the housing market, new data from the Real Estate Institute shows. For more on this, don’t miss our monthly update. Record prices in many regions The median house price[...]Read More about The sun is shining again on the housing market
Your mortgage is probably the biggest debt of your life: a significant chunk of your spending each month, the interest rate you worry about most … and the date at which you’ll be mortgage-free hovers[...]Read More about Take control of your mortgage in 2020
Yesterday, in the latest issue of his newsletter Tony’s View, veteran economist Tony Alexander talked about where interest rates might go over the next 10 years, warning that long-term economic forecasts should be taken with a grain of[...]Read More about Where will mortgage rates go over the next 10 years?
Buying property with friends and family has recently become a little easier. From 1 October, New Zealand first-home buyers and their property partners (provided they have been in a KiwiSaver scheme for three years or[...]Read More about Co-owning: a feasible road to home ownership?
New Zealand economists were served another surprise this week when – defying most bank forecasts – the Reserve Bank elected to keep the Official Cash Rate (OCR) on hold at 1 per cent. Up to that[...]Read More about New Zealand economists received an end-of-year surprise
Thanks to affordable interest rates, more buyers are currently entering the market, putting pressure on New Zealand’s limited housing stock. According to the latest market data, last month both new listings and the total number of[...]Read More about The property market could be in for a “late spring surge”