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Month: November 2019

Pivotal Financial > News > 2019 > November

LVR restrictions are here to stay: four reasons to remain positive

By:adminPosted: Nov 28th, 2019In: Real News

The Reserve Bank has just announced it will leave the LVR (loan-to-value ratios) restrictions at current levels. The decision was motivated by concerns that low interest rates could “lead to a resurgence in higher-risk lending”, with banks[...]

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How to make your home a more relaxing place

By:Josh BronkhorstPosted: Nov 25th, 2019In: General Tips

Your home should be your retreat from the world. The place you feel most relaxed, and where you can have everything exactly as you want it. But sometimes things don’t work out quite the way[...]

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Feeling a “bach” vibe? How to buy a vacation home

By:Josh BronkhorstPosted: Nov 25th, 2019In: General Tips

Are you daydreaming about what it might be like to own a vacation home – a spot to pop back to whenever you feel like a weekend away? Many of us can relate to this,[...]

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The sun is shining again on the housing market

By:Josh BronkhorstPosted: Nov 25th, 2019In: General Tips

October was a strong month for the housing market, new data from the Real Estate Institute shows. For more on this, don’t miss our monthly update. Record prices in many regions The median house price[...]

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Take control of your mortgage in 2020

By:Josh BronkhorstPosted: Nov 25th, 2019In: General Tips, Mortgage Tips

Your mortgage is probably the biggest debt of your life: a significant chunk of your spending each month, the interest rate you worry about most … and the date at which you’ll be mortgage-free hovers[...]

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Where will mortgage rates go over the next 10 years?

By:Josh BronkhorstPosted: Nov 21st, 2019In: Real News

Yesterday, in the latest issue of his newsletter Tony’s View, veteran economist Tony Alexander talked about where interest rates might go over the next 10 years, warning that long-term economic forecasts should be taken with a grain of[...]

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Co-ownership

Co-owning: a feasible road to home ownership?

By:Josh BronkhorstPosted: Nov 14th, 2019In: Real News

Buying property with friends and family has recently become a little easier. From 1 October, New Zealand first-home buyers and their property partners (provided they have been in a KiwiSaver scheme for three years or[...]

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NZ mortgage rates may rise again soon

New Zealand economists received an end-of-year surprise

By:Josh BronkhorstPosted: Nov 14th, 2019In: Lending News

New Zealand economists were served another surprise this week when – defying most bank forecasts – the Reserve Bank elected to keep the Official Cash Rate (OCR) on hold at 1 per cent. Up to that[...]

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The property market could be in for a “late spring surge”

By:Josh BronkhorstPosted: Nov 7th, 2019In: Real News

Thanks to affordable interest rates, more buyers are currently entering the market, putting pressure on New Zealand’s limited housing stock. According to the latest market data, last month both new listings and the total number of[...]

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