•   021 067 2856
  •   [email protected]
Pivotal FinancialPivotal Financial
  • Who we are
    • About Pivotal Financial
  • News
  • Contact Us
Pivotal FinancialPivotal Financial
  • Who we are
    • About Pivotal Financial
  • News
  • Contact Us
Pivotal FinancialPivotal Financial
  • Who we are
    • About Pivotal Financial
  • News
  • Contact Us

Month: September 2019

Pivotal Financial > News > 2019 > September

OCR unchanged – but mortgage rates may rise

By:Josh BronkhorstPosted: Sep 25th, 2019In: Real News

This time, the Reserve Bank didn’t take economists by surprise as it announced that the official cash rate (OCR) would remain unchanged at 1 per cent. To quote ASB chief economist Nick Tuffley, a lower[...]

Read More about OCR unchanged – but mortgage rates may rise

What does affordable look like in New Zealand?

By:Josh BronkhorstPosted: Sep 20th, 2019In: Real News

  Affordability – Over the past few years, this has been the buzzword in the New Zealand’s property market. But what does “affordable housing” mean, and how do we create the conditions for it to happen? The recent KiwiBuild[...]

Read More about What does affordable look like in New Zealand?

Are your clients ‘setting and forgetting’ their mortgage?

By:Josh BronkhorstPosted: Sep 13th, 2019In: Lending News

After an eventful winter season, spring looks set to bring more changes to the property and lending landscapes on both sides of the Tasman. Here’s our breakdown of the key things to know, and some[...]

Read More about Are your clients ‘setting and forgetting’ their mortgage?

First-home buyers found nearly one billion reasons to use KiwiSaver

By:Josh BronkhorstPosted: Sep 13th, 2019In: Real News

Senior journalist David Hargreaves has recently published a compelling analysis, comparing mortgage stats and KiwiSaver withdrawal data. According to the IRD, KiwiSaver first-home withdrawals have almost doubled since 2016 – from $494 million to the[...]

Read More about First-home buyers found nearly one billion reasons to use KiwiSaver

The power of $10

By:Josh BronkhorstPosted: Sep 5th, 2019In: Mortgage Tips

Becoming mortgage-free is a significant life goal for many New Zealanders – and rightly so. With about 40 percent of new borrowers borrowing over five times their annual incomes, your home loan payments are probably[...]

Read More about The power of $10

Mistakes that can stop you getting a mortgage

By:Josh BronkhorstPosted: Sep 5th, 2019In: Mortgage Tips

Applying for a first mortgage can be an exciting and stressful time. For most people, it’s the biggest debt they’ve ever had. If you, or someone you know, is about to go through this, here[...]

Read More about Mistakes that can stop you getting a mortgage

A little potential boost for the housing market

By:Josh BronkhorstPosted: Sep 5th, 2019In: Real News

This week brought more good news for borrowers, with some New Zealand banks recently cutting their mortgage servicing rates from between 0.5% to 0.8%. This means that actual servicing rates are now more aligned with[...]

Read More about A little potential boost for the housing market

Recent Comments

    Archives

    • March 2020
    • February 2020
    • January 2020
    • December 2019
    • November 2019
    • October 2019
    • September 2019
    • August 2019

    Categories

    • General Tips
    • Lending News
    • Mortgage Tips
    • Real News

    Meta

    • Log in
    • Entries feed
    • Comments feed
    • WordPress.org